Columbus Car Insurance Information
Rates in state level are relatively similar to rate in Columbus, as its premiums are within $40+ of Georgia's average. As you might or might not be aware that the average Georgia monthly rates can become apparently high – with the rate around $179-$183 base on the Zebra’s findings, sometimes it’s higher or even lower, depending on different circumstances. In Columbus specifically, you can get low rates for as low as $40-43 monthly. You only have to identify how to look for discounts and what discount to look for when you do your insurance shopping. Columbus is one of those city that obligate the acquisition of car insurance in the law. Therefore, you need to get one, best one, cheapest one in order to be good citizen. We’re always on track to help you with that!
CHEAPEST CAR INSURANCE COMPANIES IN Columbus
Some Insurance companies providing service in Columbus such as Allied, Hartford and Allstate, offers low rates that are quite impressive on car insurance policies for people residing in Columbus. But if you’re thinking of choosing or switching providers, you should know that there’s more to choosing insurance companies base on low rate, or services are important too like Customer service and claim processes. However, while trying to get a safety net for our automotive, there are some elements that should be put into consideration when determining the cheapest car insurance company in Columbus, GA in which one is more contingent than the other to you depending on some factors. Those factors are listed below:
- Your Locality(Zip Code)
- The age range
- Driving History
- Deductibles
- Profession
- Your Automotive type
Accordingly, there is a false assumption from some drivers that all car insurance policies are the same and that only the price can be different. This assumption is not rue; for example, a bad history driving may result to being referred to as a high-risk driver, resulting into a higher rate compared to a driver with low risk history of driving. This applies to someone living in a bad road city, the tendency of a higher rate is high. All things being equal, here are the list of 5 cheapest and 5 most cost car insurance company in Georgia based on ValuePenguin report.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Nationwide Progressive | $1,330 |
| 2 | Mercury | $1,344 |
| 3 | All State | $1,405 |
Columbus CAR INSURANCE RATES BY AGE
| Age | Average Rate |
|---|---|
| 20s | $2,008 |
| 30s | $1,410 |
| 40s | $1,343 |
| 50s | $1,243 |
| 60s | $1,283 |
| 70s | $1,605 |
There is significant deduction in the insurance rate in Columbus when drivers clock 20s, increase in age allows saving of an average $3,216. There is also occurrence of increment in car insurance rate drivers become older; clocking 60 means an increase in rate in Columbus. It is assumed that the body, brain and driving energy degrades at this age range. Every transition from one age group to another implies reduction in rate(price) till the clocking of 60s. People around age 50s save their money the most, around $1,243 while teenagers spend the most around $5,224.
